Frequently Asked Questions

The real estate process can be a strenuous, confusing process that lasts a period of weeks or months. At the same time you may have a ton of questions about buying or selling your next house in Louisville. Here are some answers to frequently asked questions.

Why do people use Realtors?

Buyers use a realtor because they want someone to make sure all the paperwork is in order and for guidance through the loan process and understanding of what inspections should be done and help writing the contract. Agency means that as your realtor, we represent you and look out for your best interests, no matter which home you choose. We are only happy if you are happy with your new home.

Who pays the real estate agents?

Usually the seller pays the agents' commissions out of the sale price of the house. The agents only get paid at closing, so your agent should work hard for you all the way until the time the keys change hands.

Why not buy the house yourself from a For Sale By Owner?

Well, it's like asking why do you have a dentist pull your teeth when you could do it yourself: professionals use their knowledge and experience to protect you and take care of problems that could become painful situations. We are here to relieve your stress and prevent headaches. Realtors study the laws to protect you as you sell your home, your years of investment, and guard you against liability in a lawsuit-happy world. Agents like us have years experience and knowledge of the home buying process. We do this every day of my life. We look for snags and pitfalls that could occur so that you can avoid them, and avoid expensive mistakes that you'll pay for later. We know the best professionals to call when you need a loan officer or closing attorney. We've seen them work and can tell you who does a good job. We don't get paid for referring lenders or anyone else, we only get paid when you are satisfied with your home buying experience, and you sign the deed and get the keys.

Between all members of the team we grew up and currently live in Louisville, Southern Indiana, Northern Kentucky, and Cincinnati and we know hundreds of neighborhoods across the Highlands, East End, St. Matthews, Lake Forest and Prospect. We know this town like the back of our hands.  Ask us anything. The only questions we can't answer about neighborhoods are questions pertaining to fair housing laws. We always follow the rules and laws of the real estate industry.

We also love to help people relocate from all over the world to Louisville, Kentucky. If you haven't seen the relocation page yet, take a moment to view all the helpful phone numbers and statistics. 

These are just some of the things to consider when buying or selling a house. Contact Us  to talk about the laws and numbers and costs to consider before you make a mistake that could really cost you in the future. (Remember, you should have a good real estate attorney and accountant to assist you)