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What is an assessment and how does it affect what I can sell my house for?

If you want to skip to the bottom line of this blog post, here it is: you cannot look at the tax assessed value of a property to determine what you could buy it for or sell it for. 
There are about a 1,000 reasons for this. Here are a few:
(1) Assessments change for many reasons. A wife could sell the house to the husband in a divorce. A person could sell the house to their grandkids at a low price.
(2) If there was a short sale, the assessed value would change to the lower value when the new owner buys it.
(3) Property owners can appeal their assessments after purchase to get the assessment lowered so that they can pay lower taxes.
(4) Seller motivation has nothing to do with the tax assessed value. Someone could own a house for 50 years, have a lifetime of memories in that house. It could be in a great location. The tax assessments could have gone up minimally during that time and so that seller could sell their house for much more than what the PVA office says the house is worth. It is all up to the buyers who are buying in that area.
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Kentucky Derby 2016 events in Louisville festival parade boat race balloon chow wagon and How to throw a Derby party

Kentucky Derby 2016 events in Louisville

  • Saturday 4/23 Thunder Over Louisville
  • Thursday 4/28 Kroger Fest-A-Ville and Chow Wagon at Waterfront Park
  • Sat 4/30 & Sun 5/1 Cherokee Triangle Art Fair
  • Mon 5/2 Great Balloon Race 
  • Tues through Thursday – Dawn At The Downs
  • Wednesday 5/4 – Great Steamboat Race, Bed Races, Happy Tail Hour
  • Thursday 5/5 Pegasus Parade
  • Friday 5/6 – Oaks Day at Churchill Downs
  • Saturday 5/7 – Derby Day at Churchill Downs

How to throw a Derby party.

  • Serve Hot Browns, fried chicken and benetictine spread, bacon and spinich salad, cucumber-tomato pasta salad, strawberries, Mint Juleps and sweet tea
  • There are fun ways to bet on the races without actually betting, like drawing the winner from a hat, everyone draws a horse and you pay $1 per draw. Winner takes all.  For even more fun, add a separate hat to guess the horse that comes in last!
  • Check out Liquor Barn and Party City for cute plates and napkins with a Derby theme.
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Restaurant Reviews - Where to go this weekend in Louisville !

THIS MONTH'S FAVORITE FEATURED RESTAURANTS!

THESE ARE THE BEST OF THE BEST RESTAURANTS IN LOUISVILLE IN 2016.
Le Moo - 2300 Lexington Road 458-8888 - This is the new place everyone is talking about. Yes, the one with the Louis Vuitton suitcase booth.
Mesh - 3608 Brownsboro Road 632-4421 - Also the new, trendy place right now and one of the only new places in this neighborhood.
Corbetts - 5050 Norton Healthcare Blvd 327-5058 - The service is amazing. The food is fun and non-traditional and different. The drinks are off the chart amazing. This is near the Summit and Norton Commons.
Harvest - 624 East Market 384-9090 - This is my favorite burger in all of Louisville Kentucky.
Decca - 812 East Market 749-8128 - You must start your night in the cellar bar for the most fun.
Feast - 909 East Market 749-9900 - Try to barbeque tofu, I'm not kidding.
8Up - 350 West Chestnut 631-4180 - The best roof top bar in all of Louisville... wait... it may be the only one.
Down One - 321 West Main 566-3259 - I love the secret room behind the phone booth, it's so 30s gangster style.
Hammerheads - 921 Swan Street 365-1112 - The best thing here are the french fries, and they are out of this world.
Side Bar at Whiskey Row - 129 South 2nd 384-1600 - Go here for lunch downtown, or cocktails at 5. Fantastic everything.

AND HERE ARE 30 OTHER OF MY FAVORITES, THE BEST RESTAURANTS IN LOUISVILLE KY

Asiatique - 1767 Bardstown Rd, 451-2749
Avalon - 1314 Bardstown Rd, 454-5336 - awesome atmosphere

Bucks - this might be the most old school romantic place ever in the history of ever. It is old and charming and in Old Louisville which adds to the mystique.
Cafe Lou Lou's (LOUisiana and LOUisville mix) on Shelbyville Road in St Matthews
Captain's Quarters - 5702 Captain's Quarter's Rd, 228-5447 - right on the river!
CheeseCake Factory--Connected to Mall St. Matthews, over fifty types of cheesecakes, and...

Things to do in Louisville and Northern Kentucky and Southern Indiana and Cincinnati Ohio in December 2015 and January 2016

25 Fun Things To Do On a Date Or With The Whole Family In December 2015 And January 2016 In Louisville Kentucky, Cincinnati Ohio, Northern Kentucky and Southern Indiana

  • Now through January 3 see the MegaCavern Lights Under Louisville
  • Now through Jan 2 see the Cincinnati Zoo Festival of Lights and Winter Wonderland. Closed Christmas Day.
  • Dec 21 Free Holiday Lights Show at Jim Beam American Stillhouse at 526 Happy Hollow Road Clermont, Ky. 40110
  • Dec 22 The Tenors at Brown Theatre 315 W Broadway Louisville 7:30pm (502) 584-7777.
  • Dec 26 West Louisville Boys Choir 25th Anniversary. Big Band Orchestra, Jerry Tolson director; West Louisville Boys & Girls Choirs and West Louisville Alumni Boys Choir will perform. 6 p.m., Grand Ballroom, Galt House, 140 N. Fourth St. $100,...

OPEN HOUSE - SATURDAY - NOVEMBER 14 - 3:00PM-5:00PM 12407 Kirkham Rd Louisville, KY 40299

Visit this gorgeous 4 BR 2.5 bath home in Douglass Hills Estates! Hardwood flooring in the Foyer, Living room, Great room & Formal Dining room, pocket doors between the Living/Great room, abundant windows throughout for natural lighting, gas FP in the Great room, Eat In Kitchen w/ custom cabinets, granite counter tops, tile flooring, kitchen appliances & access to the painted rear deck & laundry room w/ cabinets & tile floors. Upstairs has a Large MSTR suite w/ a private bath (granite vanity) & walk-in closet. BR directly off MSTR BR, 2 additional BR & a full BA w/ granite counter tops. Finished basement w/ family room & large storage area complete the home. Rear entry 2 car garage, Black four board fencing. Flat backyard & great curb appeal. Call today to schedule your private showing!

Call Michelle Kurland at 502-641-9477 for more information.

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OPEN HOUSE - SUNDAY - NOVEMBER 15 - 1:00PM-3:00PM 1803 Winsford Pl, Louisville, KY 40222

This home is truly a must see. Check out a rare opportunity to join the wonderful Crossgate neighborhood. Located on a family friendly quiet culdesac this 3 bedroom ranch is one of a kind. Walk through the front door and you are greeted by a spacious formal sitting room that leads into the formal dining room. In the back of the home, the kitchen and family room are connected and open for a truly cozy feeling. The kitchen features updated cabinetry and a breakfast nook that has space for both family meals and homework time. Move down the hall and you will find a full bathroom, two bedrooms, both containing hardwood floors and the master. The spacious master has its own bathroom suite featuring a full bathroom with updated countertops and his and hers sinks.

In the partially finished basement you will find ample space for a game room, mancave, office space, or second living room. The laundry is also located in the storage portion of the basement. 

Open the back door and you will find a massive backyard containing both yard space and shade from the gorgeous trees. Cookouts or play areas, this backyard is ideal for outdoor entertaining. This home will not last long. Schedule your showing today.

Call Michelle Kurland at 502-641-9477 for more information.

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uh oh! Is Louisville's housing market cooling down? A gloomy September for house sales in one of Louisville's biggest neighborhoods, Lake Forest.

Is Louisville's real estate market cooling down? It was a gloomy September for house sales in one of Louisville's largest neighborhoods, Lake Forest.

During the "hot" months, April through August, Lake Forest had between 9 and 12 houses selling every month. September saw a dramatic drop in home sales. Only 4 houses sold in September in Lake Forest. As of today there are 42 houses for sale. At this rate, it will take 10 months for all of the active houses to sell.
In September, the average Lake Forest home sold for 95% of the asking price. During the "hot" months, homes in Lake Forest sold for around 97% of the asking price.
The more expensive homes were selling earlier in the year. In April, $792,555 was the average sales price in Lake Forest, by September 2015 the average had dropped to $356,250.
One year ago, the average price in September 2014 was $599,800
The lesson of this? You need a realtor that knows the market if you want your house sold.
You need a realtor with negotiation experience to get the best price you can get right now.
Houses aren't selling themselves anymore.
More stats about Lake Forest can be found online at lakeforest.rivervalleygroup.com
If you want to know what these statistic numbers are for your neighborhood, email heidi@rivervalleygroup.com or call 502-265-5818
*source: flexmls data of sold properties

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Pick pumpkins with us this Sunday at Gallrein Farm in Shelbyville Kentucky

Pumpkin_picking_farms_things_to_do_kentucky_with_kids_louisville

If you are looking for something fun to do with the kids this weekend, meet us at Gallrein Farm to pick pumpkins. Heidi Fore and her kids and other team members from the River Valley Group will be there on Sunday. The farm is open 1-5pm with great activities for kids to do. We hope to see you there! 

The farm is located at 1029 Vigo Rd Shelbyville, KY 40065

And if you've "PICKED" us as your realtors, then YOU PICK your pumpkin for free, and WE PICK up the tab. Bring your coupon from Heidi to get your free pumpkin this Sunday.

Taking kids to local farms has many benefits. Children need to appreciate that food doesn't grow at the grocery store. Families in our community grow the food that goes to the grocery store. It' is good to see vegetables and fruit growing from the ground so that they learn to appreciate the importance of clean air and clean water. They see that it goes into the food we eat. They also see at the farmer's store a variety of items that can be made with fruits and vegetables, such as apple pie, apple butter, apple cider, dried apples, apple juice. It helps them think creatively of how to cook other foods. It teaches children to support our local farmer by buying local produce. It helps our local economy.

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When you buy a house from us you help orphans and foster kids

Our real estate team has a passion for serving orphans and foster kids. It isn't something we just say and forget. We truly work every day to make the future better for kids that don't have parents to help them in life. When you buy a house with a River Valley Group agent, you help these special kids have a better home too. You help them have a better future.

Heidi Fore banner Kentucky Indiana Ohio real estae

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OPEN HOUSE - SUNDAY - AUGUST 30 - 2:00PM-4:00PM 10619 Mountain Laurel Way Union

Come and see this home's gorgeous custom built brick ranch, beautifully landscaped with lake views. Hardwood floors, gas fireplace, crown molding, vaulted and tray ceilings. The huge kitchen and great room walkout to deck and all season room. Finished LL includes family room, wet bar, 4th bdrm, full bath, walkout and large storage area. Click the photo below for more details. 

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2015 Kentucky Derby festival schedule

With Kentucky Derby Festival quick approaching, here is a rundown of occasions to ensure that you don't miss a thing.

April 17 Friday

The Fillies Derby Ball. Mixed drinks 6:30 p.m. Entryways Open 7:30 p.m. Ruler's Coronation 7:45 p.m. Supper 8:15 p.m. Galt House Grand Ballroom. Supper music including The Hartstrings. Diversion by Burning Las Vegas. Tickets $175 every, Table of 10 is $1,750, VIP Table of 10 is $2,200, incorporates starters, supper and moving. For tickets call (502) 572-3856. Bit of continues advantages Kentucky Derby Festival Foundation.

April 18 - Saturday

The authority begin to the 2015 Kentucky Derby Festival is Thunder Over Louisville.

The current year's topic will be "Boom with a View." FoodFest and Ford's Thunder On the Ground open at 11 a.m., airshow at 3 p.m., fireworks displays at 9:30 p.m. Downtown Louisville Riverfront, Waterfront Park, River Road and Southern Indiana shoreline.

April 18 Saturday - April 26 Sunday 

Give a Day: Mayor's Week of Service. Citywide week of volunteering to help other people. Help make Louisville the most caring city on the planet. People, organizations and groups can volunteer online at www.mygiveaday.com....

Come by the open house today in Cold Spring

For more information click here. Come by the open house from 2:00-4:00 today!

http://www.rivervalleygroup.com/property-search/detail/16/437078/452-ivy-ridge-dr-cold-spring-ky-41076/

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Disney's the Lion King

Can you feel the love tonight?

Disney's the Lion King is on all day Tuesday at the Whitney Hall in Kentucky Center. Bring your kids and experience the phenomenon of Simba's journey through shame, despair, love and recognition. 

Derived from the movie, "The Lion King", which was released on June 1994 and was the highest grossing release for 1994. The original movie was followed by a 3-D re-release in 2011, with earnings of over $987 Million US Dollars worldwide, as of 2011.

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The City of Prospect

THE CITY OF PROSPECT

The City of Prospect is a 3rd class city in Louisville, KY. It forms part of the Louisville Metro Government and lies partially in Oldham County. The city's Motto is: "Imagine it, Live it!". The City of Prospect is one of the wealthiest communities in Kentucky.

The most well known of Prospect's Parks is Cowley Park. It is the focal point of most of the City's Celebrations. Cowley Park features a traditional Gazebo which can be rentedreserved and used after obtaining a free park usage permit from the City Hall.

Harrods Creek Park is a tucked away part in the City of Prospect. Located deep within the Hunting Creek Subdivision, it is one of Prospect's hidden treasures. The park offers treks for easy to moderate hiking and a taste of the City's diverse wildlife and varied eco-system.

                                                                                                                                             

 

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VALENTINE ROMANCE IN LOUISVILLE, KY - Enjoy 'Louisville's Best' this Love Month!

Valentines in Louisville, Kentucky - Experience Valentine Romance in a city bustling with Southern Charm and Comfort. Enjoy "Louisville's Best" this Love Month! ... and because "The best things in Life are Free", here are 5 of the countless memorable ways to spend this "Day of Hearts" in Louisville, Kentucky.

#1 - Dinner at one of Louisville's most romantic restaurants never goes wrong on Valentine's.

#2 - Hike to the Top of the Iroquois Park Hill for a great view of both the city and the stars at night and in the day, take in a breath-taking view of the entire city of Louisville, Kentucky

#3 - Take a ride on a Hot Air Balloon and have a romantic date "in the air".

#4 - Have a perfect bed and breakfast romance on a mini-vacation for you and your loved one.

#5 - Take a night cruise on the Louisville Belle, hide out on the deck, enjoy some quiet conversation and a romantic night time view of the Ohio River and the Louisville skyline.

Be a part of Louisville's year round Valentine Romance... Take a look at Louisville's Neighborhoods and re-discover "Love in the Air".

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LOUISVILLE'S PERFECT 3s

"3 Perfect Louisville Days"

Amanda Petrusich's article recently landed the RIVER CITY on the COVER of UNITED AIRLINE's "HEMISPHERE" (in-flight) MAGAZINE.  

  • Day one: Exploring the city’s historic racing scene, strolling through the artsy NuLu district, sampling burgoo and other local specialties at Harvest
  • Day two: Going a few rounds with Ali, hiking one of Olmstead’s famous parks, traveling back in time at the Dreamland theater
  • Day three: Taking a crash course in bourbon making, experiencing the splendor of horse country, channeling your inner F. Scott Fitzgerald.

TOP 3 Local Companies raised $610,000 in January 2015

  • FantasyHub, who we’ll talk to later this week, raised $195,000 from local investors for their fantasy sports portal with a charity twist.
  • Sunstrand relocated from Montana and also raised $150,000 in SBIR funds. Sunstrand produces natural fibers for polymer composite reinforcement and filler used in the manufacturing of green plastics, sporting and recreation equipment, and building materials.
  • Gen9 relocated from New York and California and raised $150,000...

2015 Top Lists or Best Rankings for Louisville

It is no secret to those of us who live here that our city has a lot to offer, and the 2014 media outlets across the country helped spread that enthusiasm. Recently Louisville landed on Travel and Leisure's "Best Places to Travel in 2015" and Fodor's "GO List" for 2015.

In the Food category:

  • Thrillist ranked Louisville No. 16 on "40 Biggest Cities, Ranked by Food" and NuLu No. 13 on the "18 Best Food Neighborhoods in America."
  • Louisville was named one of the seven most underrated food cities by Thrillist.

In the places to “Play” category:

  • Huffington Post said Bourbon and Horse Country in Kentucky is one of 10 Iconic Things You Can Only do in America.
  • Louisville was named a Top Guy's Getaway Weekend by Conde Nast Traveler.
  • Forbes Magazine included Louisville in a roundup of Five Picture-Perfect Vacations for photographers. 
  •  Louisville was named a Best American City for Fall Travel by Travel & Leisure Magazine.
  • Louisville was named one of the "Most Underrated Cities for LGBT Travel" by Conde Nast Traveler.
  • Louisville was ranked 6th in USA Today's list of the "10 Best American Riverfronts."
  • Kentucky Derby Festival was named in the Top 10 Southern Cultural Festivals by 10Best/USA Today.
  • Louisville's Jack O' Lantern Spectacular was named one of the Top 15 Halloween Celebrations in America by Country Living Magazine.

In the category of "reasons to visit" and "reasons to stay":

  •  Forbes said Louisville is one of "5 Surprising People, Places and Things to Watch in 2015."
  • The Brown Hotel and 21c Museum Hotel were named to the "Travel and Leisure 500 World's Best Hotels."
  • 21c Louisville was named one of the world's top hotels by Conde Nast Traveler.
  • Louisville was named to the "Top...

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